581 Charlie Stover Road

Royal, AR
$ 989,000 Beds 4 Baths 3 Sq 2,802
Monthly Estimate* How much can I afford?

An exceptional Lake Hamilton estate, this rare offering brings together two tri-level residences, sweeping shoreline, and room to grow across two additional parcels. Both 581 Charlie Stover and 107 Loveless enjoy direct lakefrontage and uninterrupted views, creating a setting that feels like a private resort while remaining just minutes from the best of Hot Springs. The main residence spans 2,802 sq ft with 4 bedrooms and 3 full baths, designed for comfort, gathering, and effortless indoor-outdoor living. The guest home adds another 1,964 sq ft with two bedrooms and two baths, perfect for extended family, friends, or income-producing vacation stays. Alongside the homes are two valuable lots—one directly on the water and another approximately 1.88-acre parcel ideal for future expansion, recreation space, additional structures or parking. With immediate access to boating, swimming, fishing, and all the recreation Lake Hamilton is known for, this property offers a lifestyle that blends relaxation with opportunity. It’s a complete lakeside retreat ready to welcome multiple generations or become a standout short-term rental destination.

Single Family

  • Price
  • $ 989,000
  • City
  • Royal
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • GARLAND
  • Half Bathrooms
  • 0
  • Area
  • Lake Hamilton School District
  • Lot Size
  • 0.27 Acres
  • Zip
  • 71968
  • Sqr Footage
  • 2,802
  • Year Built
  • 1960
  • Taxes
  • $ 3196
  • Style
  • Traditional
  • MLS#
  • 26002061
Listed By: CBRPM Hot Springs
Data Source: Cooperative Arkansas REALTORS® MLS (CARMLS)

Features

General

Heating Central Cool-Electric,Central Heat-Electric,Zoned Units
Utilities Septic,Water-Public,Elec-Municipal (+Entergy)
Roof Composition
Fireplaces None
Energy Features Insulated Windows,Insulated Doors
Full Baths 3
Year Built 1960
Parking Garage,Two Car,Detached
Other Rooms Basement
Subdivision STOVER,C.
Style Traditional
Stories Count Tri-Level
County Garland
Class Residential
Type Detached
Will Subdivide No
Tax Year 2025
Frequency None
Inside City Limits No
DOCS ON FILE Lead Based Paint
Status Active
Subdivision AR
Sale/Rent For Sale
Annual Taxes 3196.82
New Construction? No
Primary City Royal
Directions Start at HSBOR. Turn L onto Ouachita Ave. Continue straight for 2 mi. Turn L onto Airport Rd. Drive 8.4 mi and turn R onto Sunshine Rd. Drive 2.8 mi and turn R onto Timberlake Dr. Drive 3.3 mi and tu
High School Lake Hamilton
City Royal
Elementary School Lake Hamilton
Middle School Lake Hamilton
DOM 263
Postal Code 71968
Price Per Sq Ft Total AG 352.96
Public Remarks An exceptional Lake Hamilton estate,this rare offering brings together two tri-level residences,sweeping shoreline,and room to grow across two additional parcels. Both 581 Charlie Stover and 107 Love

Interior Features

Interior Amenities Dry Bar,Washer Connection,Dryer Connection-Electric,Water Heater-Electric,Whirlpool/Hot Tub/Spa,Smoke Detector(s),Walk-In Closet(s),Balcony/Loft,Built-Ins,Ceiling Fan(s)
Basement Finished,Inside Access,Outside Access/Walk-Out,Heated,Cooled
Dining Separate Dining Room,Kitchen/Den
Beds 4
Total Bedrooms Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,Guest Bedroom Apart
Floors Carpet,Tile,Luxury Vinyl
Kitchen Equipment Free-Standing Stove,Microwave,Electric Range,Dishwasher
Walls/Ceilings Sheet Rock

Exterior Features

Exterior Brick,Metal/Vinyl Siding
Exterior Amenities Patio,Deck,Porch,Partially Fenced,Guest House,Seawall,Iron Fence
Road Surface Paved
Waterfront Cove,Dock
Foundation Slab/Crawl Combination
Lake Name Hamilton
Lot Size Area 0.27
Lake Yes
Lot Dimensions 217x70x18x22x58x56x65x29
Lot Sloped,Level,Rural Property,Lake View,Lake Front,Common to Lake,Waterfront

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Paragould, AR office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lake Hamilton Elementary School
Middle School Lake Hamilton Middle School
High School Lake Hamilton High School

Price History

1/13/2026 Listed $1,100,000
7/15/2026 11% - $989,000

Property vs Zip Code Average in 71968

Price
AVG $570K
$990K
Taxes
AVG $2,278
$3,196
Year Built
AVG 1988
1960
Visits
AVG 455
746
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

581 Charlie Stover Road Royal, AR is a Single Family Home for sale at $989000 with 2802 sqft and a lot size of 0.27 Acres Acre(s). 581 Charlie Stover Road Royal has 4 bedrooms, 3 baths and was built in 1960. The property's zip code is 71968 which is in Royal, AR

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Charles Stone

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870-236-3100

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